Platinum VIP Banking and
On-Demand Pay.

Online banking, 3.00% APY interest on checking accounts,* no-fee on-demand pay**, credit score monitoring and fee-free ATM withdrawals at over 55,000 in-network ATMs.*** Get started today and access the money you earned and deserve!

Grit Financial Inc. is a financial technology company, not a bank. Banking services are provided by Community Federal Savings Bank, member FDIC.

Get paid on your schedule. Here’s how.

You work hard every day to make a living. You deserve to take the pay as you earn it!

With AsurePay™, you can. All AsurePay customers have access to on-demand pay once they’ve signed up for either Platinum VIP Banking service or Lightning Pay service.

Once registered, simply download the AsurePay app and start accumulating your earned pay. As an Asure payroll client, your estimated earnings are accessible in the AsurePay app.

When you’re ready to take your earned pay, simply transfer funds to your existing bank account, or use the funds in your Platinum VIP account.

Asurepay™ Platinum VIP Banking vs. Traditional Banks

AsurePay™ is the best
premium banking service.

AsurePay Platinum VIP Banking delivers features of a traditional bank account like a VISA® debit card and an FDIC-insured account, plus added financial advantages, including high interest earnings, on-demand pay, credit score monitoring, fee-free ATM access and an easy-to-use mobile app.

There are no minimum balances, monthly fees or subscriptions, and there is no cost to sign up for an account.

 

Grit Financial Inc. is a financial technology company, not a bank. Banking services are provided by Community Federal Savings Bank.

ON-DEMAND PAY and online banking

Platinum VIP Banking

Get premium banking and on-demand pay without fees.

Get your earned pay free of charge in your AsurePay account, PLUS 3.00% APY interest and credit score viewing.

 

  • On-demand access to your earned pay, without fees
  • 3.00% APY high yield interest rate
  • 55,000+ Allpoint® fee-free ATM access
  • Credit score viewing
  • Option to transfer out funds: Same-day ($5) or next business day ($3), or up to 7 business days (no fee)
  • Physical and virtual card
    Mobile Wallet Friendly!

ON-DEMAND PAY Only

Lightning Pay

Get paid at the speed of life.

Seamlessly transfer your earned pay to your personal bank account on the same day or by the next business day.

 

  • On-demand access to your earned pay, with same-day
    ($5) or next-business-day ($3) transfer capability

Working Americans agree that early pay is important.

49%

Working Americans say it would be very difficult to meet current financial obligations if their next paycheck was delayed for a week†.

66%

 Earned Wage users said this service improved their financial health.‡

60%

Working Americans want their employers to give them access to wages each day§

How it works

Platinum VIP Banking

Lightning Pay

Get paid early and start earning more.

Frequently Asked Questions

Is AsurePay Platinum Banking account FDIC Insured?
Yes. AsurePayPlatinum VIP Banking is FDIC insured for account balances up to a maximum of $250,000.
How does AsurePay work?
Every customer has a choice of two account types: AsurePay Platinum VIP Banking or AsurePay LightningPay. Both services provide paycheck advance capabilities, so long as your employer is part of the AsurePay program. Please contact your employer to request access. The AsurePay Platinum VIP Banking service also acts as an online payroll account and gives account holders 3.00% APY interest, paid daily, and fee-free ATM access within the Allpoint network.
Why should we trust AsurePay?

AsurePay is powered by Grit Financial, Inc., a technology company with deep expertise in the the FinTech space. It holds some of the highest security protocol levels in the industry, with certifications in SOC2 and PCI compliance, along with being FDIC insured and backed by the CFSB.

What is the registration process?

Your employer will provide you a link to the registration website. Registration takes approximately 12 minutes to complete and is free of charge. Any registration questions can be directed to our CSR support team.

Still have questions?

Contact Our Support Center,
managed by Grit Financial.

 

844-474-8226

10am-7pm CST M-F
support@gritfinancial.org

Resources

These documents will open in a new tab or window.

AsurePay™: Platinum VIP Banking

AsurePay™: Lightning Pay

Platinum VIP Banking Registration Guide Lightning Pay Registration Guide
AsurePay FAQs AsurePay FAQs

† https://info.payroll.org/pdfs/npw/2023_Getting_Paid_In_America_survey_results.pdf
‡ Financial Health Network research paper: Exploring Earned Wage Access as a Liquidity Solution – 2023 (https://finhealthnetwork.org/research/exploring-earned-wage-access-as-a-liquidity-solution/) 
§https://www.cpapracticeadvisor.com/2022/07/25/on-demand-pay-60-percent-of-u-s-workers-want-zdaily-access-to-earned-wages/62310/

Sign up for AsurePay today